Why Should You Have Travel Insurance as a Part of Your Travel Itinerary?

Starting a trip abroad for business or leisure requires extensive preparation to ensure that the trip is productive and safe. That is why travel insurance becomes an important part of the journey. It not only acts as a safety net against the risk of unexpected medical expenses but also provides protection from other travel-related emergencies that could ruin your trip; For example – loss of passport or check-in luggage. Here are a few other reasons why buying travel insurance should be part of your travel preparations:

Protects against unforeseen medical expenses

No matter how precise your plan is, there are a lot of things that can go wrong when you travel to a foreign country and leave you in a vulnerable situation. One of the biggest concerns while travelling abroad is a medical emergency.In an unfamiliar territory, it is difficult to find the right healthcare services or the funds to afford medical treatment.Coping with the unavailability of medical services and the lack of expenses at your disposal can create financial stress and make the entire vacation experience a nightmare. This is where travel insurancecan help. It provides coverage for your medical needs while you are travelling. Moreover, most insurance providers offer medical coverage on a cashless basis.*

Supports you in an unknown area

Travel insurance cover, which provides 24X7 customer support for claims abroad, can prove to be a friend who can help overcome language barriers or geographical barriers. No matter where you travel to, with a travel insurance policy, you are sure to have a dedicated team to assist you in any medical or travel-related emergencies. Even if you are travelling within the country, it is crucial to have a cover, especially a travel insurance for senior citizens to avail medical assistance without any financial woes.*

Coverage for personal liability

Sometimes an emergency can cause damage to a third party – person or property, which the insured would have to bear. To cover this, some international as well as domestic travel insurance plans also offer the benefit of ‘personal liability’, in which the insurance company covers any damage or losses that you end up causing to a third-party.*

Travel emergency

Sometimes, you can face non-medical emergencies while travelling such as a passport, laptop, international driving license, check-in baggage or delays in travel, which can lead to missed air connections or missed hotel reservations. Travel insurance plans provide financial assistance to cover many such emergencies. Some companies even offer compensation for a visa denial. So, it is best to have travel insurance on your side to better deal with such situations.*

* Standard T&C Apply

Mandatory requirement

Some countries have made travel insurance mandatory for visitors. Hence, you do not want to be caught by surprise at the immigration counter when you are barred from entering the foreign country due to a lack of travel insurance. Visa applications are often rejected due to a lack of travel insurance documentation. So, before traveling abroad, check to see if your destination country has made travel insurance a prerequisite for visitors.Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.